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    RHB My1 Full Flexi Home Loan

    RHB My1 Full Flexi Home Loan

    A flexible mortgage plan allows you to enjoy interest savings by depositing extra money and withdrawing excess cash anytime at zero costs. Suitable for new purchases and refinancing!

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    RHB My1 Full Flexi Home Loan
    • TenureUp to 35 years
    • Interest Ratefrom 4.6% p.a.
    • Loan typeFull-Flexi loan
    • Interest TypeFloating interest rate
    • Lock In Period3 years
    • Margin of financeup to 90%
      • Overview

      • A flexible mortgage plan allows you to enjoy interest savings by depositing extra money and withdrawing excess cash anytime at zero costs. Suitable for new purchases and refinancing!

      • Features
      • CriteriaDetails
        Shariah CompliantNO
        Loan TypeFull-Flexi
        Interest TypeFloating
        Recommended Insurance TypesFire Insurance, Houseowner Insurance, MRTA
      • Fees And Charges
      • CriteriaDetails
        Late Penalty Fee (%)1
        Cancellation Fee1% on total approved amount if cancelled after acceptance of the Letter of Offer
        EPF Letter Withdrawal Fee (RM)20
        Redemption Letter Fee (RM)50
      • Interest
      • Minimum MonthsMaximum MonthsMinimum Amount (RM)Maximum Amount (RM)Minimum Income (RM)Maximum Income (RM)Interest Rate (%)
        60420250,000399,99918,000-4.75
        60420400,000599,99918,000-4.70
        60420600,000999,99918,000-4.65
        604201,000,0001,999,99918,000-4.60
        604202,000,000-18,000-4.60
      • Eligibility
      • CriteriaDetails
        Minimum Age (Years)18
        Max Age (Years)70
        Minimum Annual Income (RM)18,000
      • Who Can Apply
      • CriteriaDetails
        Applicant StatusExpatriates: MM2H programme (Malaysian spouse)
        MalaysiansYES
        Non-MalaysiansYES
        OccupationSalaried employee, Self-employed
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